The Australian mortgage broking industry is evolving, and the right tools can help you turn challenges into business opportunities. As the industry continues to digitise, having the right technology on your side is more important than ever. This directory features the best software solutions to streamline your operations.
Explore tools that simplify loan processing, enhance communication, and ensure compliance. Designed specifically for the Australian market, these tools make it easier to manage your workflow and concentrate on building trust with your clients.
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Track My Trail
Track My Trail is a powerful solution created for mortgage brokers, providing an effective way to track and manage trail income. With this platform, brokers can monitor monthly income changes and maintain visibility across their business.
The software presents clear insights into income growth and decline. Brokers can quickly spot clients who have repaid large loan portions or made changes that impact earnings. This transparency supports informed decisions and proactive action.
Track My Trail also records all client movements, ensuring brokers know when clients are gained or lost. This makes it an essential tool for maintaining relationships and avoiding missed opportunities.
Beyond income tracking, the platform delivers insights that help refine business strategy. From analysing client behaviour to identifying growth areas, Track My Trail supplies the data needed to drive success as a mortgage broker.
Website: https://trackmytrail.com.au/
Bulma
Bulma is an AI-powered policy intelligence platform that gives Australian mortgage brokers what scattered PDFs and unreliable memory can’t: quick, source-linked answers to any lender policy inquiry.
The reality of policy research is that it doesn’t scale. As brokers work with more lenders and face more complex situations, staying current with every guideline, exception, and threshold becomes overwhelming.
Documents are hidden across portals, updates come without warning, and the cost of getting it wrong – a rejected application or a frustrated client – is significant. Bulma resolves this with an always up-to-date database of current lender credit policies, along with a community-contributed list of known exceptions.
Brokers can ask questions naturally – “Which lenders accept casual income under 12 months?” or “What are the big 4’s policies on cryptocurrency as genuine savings?” – and receive accurate answers with exact references to the policies and their last verification date.
Unlike ChatGPT and other general AI tools, which may confidently offer fabricated answers, Bulma only provides verified information that can be traced back to the original policy documents.
This transparency allows brokers to act with certainty or check the sources themselves. The exception database adds even more value by highlighting successful workarounds and conditional approvals. With Bulma, policy research is no longer a challenge.
Website: https://bulma.com.au/
PropVA
PropVA is an AI-driven portfolio management platform designed for mortgage brokers handling investment property clients. It converts complex property documentation into clear, actionable financial insights.
By automatically analysing rent statements, loan documents, and related records, PropVA extracts and validates data to deliver real-time calculations of ROI, rental yield, and equity growth across entire portfolios. Dynamic dashboards refresh instantly, removing the need for manual spreadsheet work.
Built specifically for the Australian market, PropVA supports financial year reporting, tracks tax-deductible expenses, and produces accountant-ready reports—streamlining refinancing and review processes.
By automating portfolio analysis, PropVA empowers brokers to deliver data-backed investment advice with confidence and efficiency.
Website: https://propva.com.au/
BrokerEngine
BrokerEngine is a purpose-built workflow and automation platform developed specifically for mortgage broking teams. It is designed to improve the client experience while streamlining operational processes at scale. Unlike many other automation solutions, BrokerEngine was created with the unique needs of mortgage brokers in mind, making it highly specialised for this sector.
One of the primary features of BrokerEngine is its ability to automate routine workflows and tasks, saving brokers significant time. By minimising manual effort, teams can focus on higher-value client interactions and strategic work. This not only enhances efficiency but also improves the overall quality of service provided to clients.
What distinguishes BrokerEngine is its tailored approach. Unlike generic platforms, it understands the complexities of the mortgage process and the specific challenges brokers face. Each feature has been built to align with industry best practices, ensuring mortgage teams have the tools needed to operate seamlessly.
In addition, BrokerEngine’s scalability allows it to grow alongside a brokerage business. Whether supporting a small team or a large organisation, the platform adapts to changing needs without compromising performance. This makes it a reliable long-term solution for mortgage brokers looking to optimise workflows and deliver exceptional client service.
Website: https://brokerengine.com.au/
FinanceVault
FinanceVault provides a secure, streamlined platform for sharing documents between mortgage borrowers and brokers. It allows borrowers to securely upload documents needed for home loan applications.
The platform ensures the protection of sensitive data through state-of-the-art encryption and unique access links, ensuring that borrowers feel secure while working with their brokers. By enabling efficient document sharing, FinanceVault helps avoid errors and delays during the mortgage application process.
Key Features:
- Secure document uploads for home loan applications.
- Real-time tracking of mortgage application status.
- Advanced encryption to protect user data.
- Unique access links for authorised individuals only.
- Full compatibility with mobile and desktop devices.
- Personalised help for users submitting documents.
Website: www.financevault.com.au
Sherlok
Sherlok is an automated platform designed to help mortgage brokers retain clients by automating the repricing and refinancing processes. Using algorithms, Sherlok detects when clients are paying excessive interest rates and automatically re-prices their loans, offering better rates and preventing client loss.
This allows brokers to grow their loan books without focusing on acquiring new clients, as keeping existing ones is a cost-effective strategy. Sherlok helps brokers proactively manage rates to ensure client satisfaction.
Services Offered:
- Automated rate tracking and repricing for mortgage brokers
- Predictive analytics to determine client retention (Sherlok Retention Score)
- Automatic refinancing to retain clients in the loan book
- Home Loan Spotlight Report for insights on refinancing and pricing trends
- Customizable tools to track rates and find refinancing opportunities
- Resources for brokers, including FAQs and demo videos
Website: https://www.sherlok.com.au/
